Category: Financial Planning

Don’t overlook tax planning in a divorce

Tax rules are daunting at the best of times – and they&#39re more so at the worst of times, such as during a divorce, when you may feel too stressed to face decisions involving your taxes.

Posted in Financial Planning

Use adjusted tax numbers in your 2013 planning

The IRS and the Social Security Administration have published some inflation adjusted numbers for 2013. Use these numbers as you begin your tax and financial planning for 2013.

Posted in Financial Planning, Tax Planning

Tips on planning for college financial aid

Scholarships, grants, student loans. Learning about the options available to help you pay for your child's college expenses requires a lot of homework. Here's one more thing to study: how to coordinate those sources of funds with your overall financial plan

Posted in Financial Planning

Estate taxes might not affect you, but you still need a plan

There is good news if you're concerned about estate taxes. For the next two years (2011 and 2012), the value of your estate thats excluded from tax is set at $5 million. And the top rate on taxable estates is 35%…

Posted in Announcements, Financial Planning Tagged with:

Is it time to talk finances with your parents?

One day you may find yourself taking care of an elderly parent who is in declining physical or mental health. This can be stressful, both emotionally and financially. On the financial side…

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With today’s lower mortgage interest rates, is it time to refinance?

Mortgage interest rates are at historic lows. According to the Mortgage Bankers Association, the average interest rate for 30-year, fixed-rate mortgages dropped to 4.25% in September…

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Everyone needs a cash reserve

Many of us are living close to our financial limit these days. We pay our bills on time, but there’s not a lot left over. That could be a dangerous situation. If things go wrong, your financial situation can change very quickly from adequate to critical. Without a cash reserve, you could find yourself in serious trouble.

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Working after retirement affects your benefits and taxes

Working after retirement affects your benefits and taxes People often work beyond the "normal" retirement age. Here’s how extending your work life can affect your taxes and retirement benefits.

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